Case StudiesTier-1 PSU bank
Voice AI · BFSI · 6 Indian languages

Voice AI for collections — 3.2× contact rate.

A hybrid AI + human dialer replaced a fully-human flow at a Tier-1 PSU bank. Same headcount, 3.2× right-party contact, 28% faster resolution.

Indian collections is a multilingual, high-volume problem with a regulator looking over your shoulder. We replaced a fully-human dialer with an AI-led flow that handles the easy cases and routes the hard ones — with audit trails the bank's RBI inspection team approved on first review.

The headline
3.2×
right-party contact rate
Profile
  • ClientTier-1 PSU bank
  • PillarB2B Operations
  • IndustryBanking & FinTech
3.2×
right-party contact rate
28%
faster resolution
6
Indian languages live
0
new headcount
⌖ The brief

What they asked for.

Lift right-party contact rate on a stretched collections book without adding headcount — and pass the RBI audit on first try.

▣ How we approached it

The approach.

01

Hybrid by design

AI handles top-of-funnel attempts and easy resolutions; humans take the conversations the model flags as ambiguous, distressed, or out-of-policy.

02

Multilingual, dialect-aware

6 Indian languages with dialect calibration. Voice cadence matters as much as accuracy in collections — we tuned both.

03

RBI-aligned audit

Every call logged, transcribed, and tagged with model version, prompt, and decision rationale. PDF audit packs export on demand.

04

Per-resolution pricing

Bank pays for resolved calls, not minutes or attempts. Aligns commercials with outcomes.

◇ What we shipped

Deliverables.

Voice AI dialer

Multilingual hybrid AI + human flow, integrated with the bank's existing CRM.

Audit pipeline

Per-call evidence pack with transcription, model metadata, and decision rationale.

Operator dashboard

Live SLA, queue depth, language mix, cohort breakdowns.

Eval harness

Faithfulness, escalation correctness, refusal rates — scored on every model promotion.

↑ Outcomes

The numbers.

3.2×
right-party contact rate
28%
faster resolution
RBI
audit cleared, first review
Now booking Q3 2026

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